Portfolio Rental Loans – Simplify and Scale Your Investments

If you're an investor with multiple rental properties, a Portfolio Rental Loan allows you to consolidate financing under one loan, reducing complexity and maximizing flexibility. Instead of managing separate mortgages for each property, you can streamline your debt into a single loan with competitive rates and long-term stability.

Why Choose a Portfolio Loan?

✔ One Loan, Multiple Properties – No more juggling separate mortgages. Simplify payments and loan management.

✔ Flexible DSCR-Based Lending – Loans are structured around your rental income, not personal income.

✔ Higher Leverage, Lower Costs – Borrow up to 80% LTV with fixed-rate or interest-only options.

✔ Terms Up to 30 Years – Secure long-term financing, allowing you to focus on growing your portfolio.

✔ Cash-Out Refinance Available – Use built-up equity to acquire more properties or reinvest in renovations.

Loan Features

Eligible Properties: Single-family rentals, duplexes, triplexes, 4-units, and small multifamily portfolios.

Loan Amounts: Typically starting at $500K and up.

Loan Term Options: 5, 10, 15, 20, and 30-year fixed or interest-only options.

Debt Service Coverage Ratio (DSCR): Based on rental income vs. debt payments (no tax returns required!).

No Personal DTI Requirements: Approval is based on cash flow, not personal income.

Use Cases: Buy-and-hold investors looking to refinance, consolidate debt, or scale their rental portfolio.

Is a Portfolio Loan Right for You? If you’re a rental investor looking for flexibility, simplified loan management, and long-term financing options, a Portfolio Rental Loan can help you scale without the hassle of multiple mortgages.