About FlipSmart Loans

Built by Flippers, For Flippers.

FlipSmart Loans was founded by Lori and Derek, seasoned real estate investors who've been in your shoes, having flipped over 150 homes. After years of navigating the complexities and frustrations of traditional lending, they created FlipSmart Loans to deliver exactly what investors need: transparency, speed, flexibility, and support from people who genuinely understand your challenges.

Why We're Different

  • Experience-Driven:

    We've swung hammers, navigated deals, and understand your journey firsthand.

  • Investor-Focused:

    Every product, tool, and resource is tailored specifically for real estate investors.

  • Transparent & Clear:

  • We believe in open communication, straightforward lending terms, and empowering investors with practical insights.

Our Commitment

We're not just lenders—we’re partners in your success.

From your first flip to building a rental portfolio, our goal is simple:

Provide the tools, resources, and financing that we wish we'd had when we started.

Meet the Founders

Lori Wyatt:

With decades of hands-on real estate experience—from fix-and-flips and rentals to new construction—Lori is passionate about teaching, mentoring, and supporting fellow investors.

Derek Light:

A licensed contractor, broker, and seasoned investor, Derek's expertise covers every aspect of property flipping and investing, ensuring practical, insightful guidance every step of the way.

Our Trusted Lending Partners

At FlipSmart Loans, we partner with some of the industry's most reputable lenders, including:

  • Roc Capital

  • CoreVest

  • Lima One Capital

  • Select Family Offices and private lenders

These relationships allow us to provide you with a variety of competitive loan products specifically designed for real estate investors. When you submit your deal scenario through our FlipSmart Deal Analyzer, we evaluate your project and match it with the lender and product that best fits your needs—saving you time, simplifying the process, and increasing your chance of success.

Learn more about the specific loan options

available on our Loans Page

Lori Wyatt

With over 30 years of experience in real estate, Lori’s expertise spans everything from fix-and-flip projects to large-scale renovations. As the leader of an 84-home scattered-site project, she’s managed every challenge flipping can throw at you—and now, she’s here to help you navigate your own flips.

Contact Us

312-545-1030

Bronzeville, Chicago

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